You can receive your personalized quote instantly online, or speak with one of our licensed agents within 15 minutes of submitting your information. Our streamlined process ensures you get the information you need without delays.

All you need is basic personal information including your name, contact details, date of birth, and state of residence. Optional information like health status and tobacco use helps us provide more accurate quotes, but isn't required to get started.

Yes, absolutely. All our insurance agents are fully licensed and certified in their respective states. They undergo continuous training and maintain their certifications to ensure they provide you with accurate, up-to-date information about final expense insurance options.

We understand that schedules change. You can easily reschedule your appointment online, by calling our support line, or by speaking with your assigned agent. We offer flexible scheduling including evenings and weekends to accommodate your needs.

No, your consultation is completely free with no obligation whatsoever. We believe in providing value upfront, and our agents are here to educate and assist you, not pressure you into making a decision you're not comfortable with.

Most applications can be completed in 15-30 minutes. Since no medical exam is required, approval can happen as quickly as the same day. Coverage typically begins immediately upon approval and first payment.

We offer flexible payment options including monthly, quarterly, or annual payments. You can pay by automatic bank draft, credit card, or check. Most customers prefer monthly automatic payments for convenience.

Yes, you have the right to cancel your policy at any time. Most policies include a 30-day free look period where you can cancel for a full refund if you're not completely satisfied. After that, you can still cancel, though some fees may apply.